401(k) Catch‑Up Contribution Rule Change 2026: What High Earners Need to Know
Big Changes Ahead for 401(k) Catch‑Up Contributions Starting in 2026, workers age 50 and older who earn more than $145,000 from their employer will face a new rule for catch‑up contributions. Instead of being able to put those extra dollars into a traditional pre‑tax 401(k), they’ll be required to direct them into a Roth 401(k). This adjustment, […]
10 Steps to Financial Success
Achieving financial success is a journey that requires careful planning and disciplined execution. Here are 10 essential steps to help you build a secure and prosperous financial future. 1. Define & Specify Your Financial Goals Start by setting specific, measurable goals. Whether it’s buying a home, saving for retirement, or building an emergency fund, […]
How much can you contribute to your retirement accounts in 2026?
Want to max out your retirement accounts this year? Below is a checklist to help you determine how much you’re allowed to contribute and the deadlines you need to meet in order for the contributions to count towards this year. ROTH IRA & TRADITIONAL IRA Total You Can Contribute as an Individual: If […]
How to Start Saving for Your Kids’ Future
What’s the best way to start saving for your children?
Is There a ‘Best Time’ to Buy a New Car?
Timing may not be everything, but it can make a big difference in what you pay for a car.
Three Tips to Save Money This Holiday Season
Get through the holiday season without blowing your budget.
Monitor Your Financial Health Using This Planning Tool
Your net worth reveals how well you have built your wealth.
Top 3 Expenses to Re-Evaluate Every 2 to 3 Years
The New Year is underway, meaning consumers are laser focused on their goals and resolutions. In the past, we discussed the importance of paying yourself first by saving for short term goals using a high interest personal savings account; however, saving more can also mean finding ways to spend less. Monthly expenses like cell phones, […]
5 Ways to Save on Your Next Adventure
How to avoid unnecessary spending on your next trip
What Is ‘buy Now, Pay Later’?
Is this a good option for you to use for large purchases?