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Susan Frederick2024-05-13I was searching for a financial planner prior to planning for retirement. Capital Benchmark was referred by a friend. Helen and her team have been very professional, easy to work with and have provided good financial advice.
Corinne Levy2024-04-02Helen and her team are incredibly organized, tech savvy, and knowledgeable. CBP has helped us to invest our money and stay on track toward a secure future for our family.
Trang Vo2024-03-23Great service and very thorough!
Andy Pruett2024-03-22I've been a client of Helen and Capital Benchmark Partners for at least five years by now, maybe more. Her team is excellent, responsive, and responsible in all the ways that motivate me to be better in control of my finances. Highly recommended.
Christopher Hansard2024-03-15Helen and her team are great. They are super responsive and go out of their way to make sure you're comfortable with their services.
Ana-Marie Colet2024-03-14Regardless of income, this group of professionals are amazing at expanding your portfolio and investing with your best interest in mind. We met Helen about 6 years ago and have appreciated how honest and straightforward she was. She has never sugar coated or made empty promises. She set out a financial plan that we could (a) easily understand and (b) lined out with our financial goals. And during the 5 years we’ve been with her, she has made a substantial impact on our portfolio. Something that really stood out is the way she navigates between my husband and I. We both have different ways of understanding and processing information, and Helen will take time to meet with us if one, or both of us aren’t understanding or have questions. The same is said for her team. I get responses within an hour if not sooner! They make us feel like their only clients! We appreciate Helen and her team!
Corey Goerdt2024-03-14Helen, Karishma and the whole team at Capital Benchmark Partners have been a joy to work with. Helen came highly recommended from an attorney friend, and she's lived up to the hype - and then some. She's always responsive, even to probably simple / ridiculous financial planning questions. And she has simplified our financial planning lives to the point where she takes care of 99% of everything we need to do, while giving us clear instructions and take-aways to accomplish the other little bit ourselves. I recommend Helen's team to everyone I talk to about financial planning (mercifully for me, not too many) and would recommend Capital Benchmark Partners to anyone else looking for a highly competent, organized and responsive financial planner.
Will Shin2024-03-14We've been with Capital Benchmark Partners for years now and they've been an integral part of our financial success and well being. Things I love: regular/clear communication, great listeners, timely execution and the feeling they have our best interests in mind. Highly recommended if anyone is searching for a financial planner!
We started Capital Benchmark Partners in 2013 because we clearly saw what was missing in the industry:
A fiduciary focused on guiding clients across income stages to confidently set, meet and raise their own benchmarks for success.
As a fee-only wealth management firm, our focus is on you and your financial goals. We are not driven by third-party products or sales commissions. And we have no incentive to make you choose certain investment options to get paid.
With over 15 years of experience in wealth management, Helen has honed her expertise in guiding countless households towards financial freedom, a journey many often struggle with.
Her passion for empowering women executives and entrepreneurs led her to establish Capital Benchmark Partners. Here, she concentrates on enhancing clients’ earning potential and fostering their personal wealth.
Helen’s forte lies in devising strategies that reduce tax burdens for business owners and contractors, achieved through tailored retirement benefit plans such as pension plans, Solo 401(k) plans, Traditional and Roth 401(k) plans, SEP IRAs, and other business-exclusive retirement strategies.
Known for her candid approach and distinct financial insights, Helen is a highly sought-after speaker and frequently graces major news platforms including CNBC, Forbes, NerdWallet, CBS Money, and Investor’s Business Daily. In 2019, Atlanta’s Best Self Magazine featured her among 10 exceptional women entrepreneurs who have successfully built their businesses from scratch.
English, Gujarati, Hindi
After a sixteen-year career in healthcare technology, Karishma ventured into finance by joining our team in August 2022. With her extensive experience as a leader in organizational and operational management, she helps our team build innovative systems, tools, and processes to serve our clients and business partners more efficiently and effectively.
She is passionate about bringing vision to reality while empowering others along the way. Karishma truly lives up to her nickname of ‘Execution Artist,’ leading first with empathy to encourage members of our team to get things done.
Currently, she resides in Chicago, IL with her husband and two young kids. Outside of work, she enjoys creative projects from planning events, decorating her new home, and photographing families and kids.
She now applies her meticulous analytical skills to a variety of responsibilities at our firm to support our lead financial advisor, Helen Ngo. Her duties include processing client paperwork, assembling client data, and assisting in data inputs to create financial plan reports for clients.
She receives great satisfaction in knowing that her work is helping clients bring their finances and life goals into harmony.
Fernanda was born in Brazil but currently lives in Idaho with her husband and two kids. When she is not working, she enjoys reading, gardening, swimming, and dancing. She also enjoys traveling anywhere she can spend time with her extended family in South America and Europe
English, Portuguese
Treats and Hugs
In September 2018, Mochi joined our team as Chief Morale Officer.
She makes sure we stay in high spirits and maintain our optimism during good and bad economic times. Besides chasing away bear markets and pursuing bull markets, Mochi is responsible for keeping us safe and sane during long work weeks, especially tax season.
In her free time, she plays tug-of-war, sunbathe on her deck, and spy on squirrels.
Yes, we are fiduciary financial advisors.
It is upheld in our fee-only advisory business model.
And because we are CFP® professionals, we are held to a fiduciary standard of care in which we are required to act in the best interest of clients.
Financial planning is the process of defining your goals and establishing a time horizon to achieve those goals. Then, a course of action is designed to meet those goals.
This may include planning for your retirement, how to save for your children’s future, how to save for your first-time home, and other financial goals.
Investment management builds on top of financial planning. It is the process of making investment decisions to grow your money in specific accounts to meet your objectives.
It involves defining an expected rate of return to meet your financial goals, selecting specific investments, and managing the portfolio as the economy and market conditions change.
So we can sit at the same side of the table as you.
With our fee-only planning model, we avoid conflicts of interests because we are not paid based on products we sell. We are paid solely for the advice and the breadth of financial planning and investment management we deliver.
We do not sell products to make a commission.
We also do not accept referral fees.
It’s a priority that our planning and investment management fees are straightforward, transparent and easy for you to understand. When it comes to money, we are not shy talking about it. You will get the disclosure.
As a fee only advisor, we charge a flat hourly rate for our financial planning consulting services and a flat percentage for assets we manage.
You may see financial advisors refer to themselves as “fee based.” Fee based advisors are paid a mix of commissions and charge a flat rate for services that may include a percentage of assets they manage, an hourly rate, or a monthly retainer.
If you are looking for a non-commissioned advisor, then you are looking for a fee-only financial advisor (that’s us!), not fee-based.
The lingo can be confusing since they sound similar, but the distinguishment is whether one gets paid a commission.
The primary difference is that we do not file taxes nor do accounting for clients.
We coordinate and collaborate with our clients’ CPAs, bookkeepers, and attorneys to inform them of your overall financial plan and investment transactions throughout the year. Your tax advisor then takes the information we provide to file your taxes and report to the IRS accordingly.
We do tax planning to the extent of making recommendations that can help lower your tax liability such as implementing a retirement plan and tax-loss harvesting in relation to your investments.
Most people think all financial planners are “certified,” but this is certainly not true. While others may call themselves financial planners, only those who have met the rigorous requirements and standards established by the Certified Financial Planner Board of Standards, Inc. are rewarded the CFP® distinction. Those who have acquired the designation are held to a much higher standard of professionalism, competency, and ethics than a typical financial advisor.
To obtain the distinguished CFP® mark and become a CERTIFIED FINANCIAL PLANNER™ professional, an applicant must:
Hold a bachelor’s degree from an accredited college or university
Complete a CFP® Board-registered education program
Pass the 10-hour CFP® certification exam
Have at least three years of qualifying full-time work experience in financial planning
Pass a professional fitness standards and background check
Once appointed, a CFP® professional must meet continuing education requirements every other year in order to maintain the certification.
Read more about the CFP® designation by visiting http://www.cfp.net
Links are being provided for information purposes only. Capital Benchmark Partners, LLC (CBP) is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. CBP is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.
We manage our clients’ accounts and investments at TD Ameritrade and Charles Schwab.
Yes, we work with clients throughout the United States.
We also work with clients who are green card holders who reside outside the United States.
In short, as long as you have a US social security number, we can work with you.