Switching Auto Insurance Mid-Term: How to Get Your Refund
You just clicked “pay” on that six-month car insurance renewal, but a week later, you find a much better rate elsewhere. Can you get a refund if you switch car insurance companies even though the 6-month term isn’t over? The short answer is Yes. If you switch car insurance companies after you have already paid, you are legally entitled to a refund of your unearned premium. Here is what you need to […]
How to Find and Claim a Deceased Loved One’s Unclaimed Money and Assets
Losing a loved one is tough, and sorting through their finances can feel daunting, but they might have left behind unclaimed money that you may be entitled to recover such as forgotten bank accounts, insurance payouts, or tax refunds. Below is a guide to help you track down and claim these assets efficiently. Why Search […]
10 Steps to Financial Success
Achieving financial success is a journey that requires careful planning and disciplined execution. Here are 10 essential steps to help you build a secure and prosperous financial future. 1. Define & Specify Your Financial Goals Start by setting specific, measurable goals. Whether it’s buying a home, saving for retirement, or building an emergency fund, […]
The One Financial Question Millennials Aren’t Asking
Financially planning for your retirement may need to go beyond meeting your own needs.
Part 4: How can I ease the financial burden on my family after my death?
We have the ability to financially protect our loved ones after we’re gone, yet an alarming number of people don’t take the necessary steps.
Part 3: Can my debt be inherited after I die?
Your family typically is not obligated to pay your debts, but there are a few exceptions.
Part 2: I owe more than I own, so who gets paid and who doesn’t?
For many, debt exceeds the amount of money they have in the bank, but that won’t stop creditors from lining up for their share.
Part 1: What happens to my debt when I die?
What happens when you die owing more than you own? The debt doesn’t just disappear.
Can Only the Wealthy Leave a Legacy?
What does leaving a legacy really mean?
The One Asset You’re Forgetting to Protect
These days, everyone has some form of a digital asset — whether it’s a social media account, an email account, a website, blogs, even a domain name or the frequent flyer miles on a credit card. Believe it or not, these assets hold value and should be part of your estate planning. At your passing, […]