Consolidation vs. Refinancing: What’s The Best Option For Your Student Loans?

Student loans: an all-too-common phrase for most college-educated Americans. While there are common misconceptions out there about the differences between student loan consolidation and refinancing, the fact remains that both options are worthy of exploring if you’re looking to better manage your repayment plan. Most Americans can’t afford to repay student loans in full, but […]

How to Choose a Credit Card That Rewards You for Your Lifestyle Spending

Do you own a credit card that rewards you for spending your money? If not, it may be time to evaluate the credit cards that you own. Using a credit card to pay for bills or lifestyle expenses monthly is not necessarily a bad thing. Now, that doesn’t mean you should go on a spending […]

Will closing your credit cards hurt your credit score?

You’ve finally paid off a credit card and now you want to decrease the number of cards you own.  Before you officially close it out, consider what action is best for you to take to maintain a good credit score. Do you really need to cancel your credit card or do you simply want to […]

Will your business credit hurt your personal credit?

This is a very common question I get asked by my small business clients, especially those who are new entrepreneurs needing funds to pay for initial startup expenses. Whether your business credit will appear on your personal credit depends on several important factors and how you are listed on the loan. The general rule of […]