401(k) Catch‑Up Contribution Rule Change 2026: What High Earners Need to Know
Big Changes Ahead for 401(k) Catch‑Up Contributions Starting in 2026, workers age 50 and older who earn more than $145,000 from their employer will face a new rule for catch‑up contributions. Instead of being able to put those extra dollars into a traditional pre‑tax 401(k), they’ll be required to direct them into a Roth 401(k). This adjustment, […]
Financial Aid Lookback Rules: 529 Plans, Retirement Accounts & College Planning
Preparing for college isn’t just about academics or choosing the right campus. It’s about making smart financial moves long before applications are due. From navigating financial aid forms to managing a 529 college savings plan or understanding how retirement accounts fit into the picture, timing and tax rules can make a big difference. One concept […]
10 Steps to Financial Success
Achieving financial success is a journey that requires careful planning and disciplined execution. Here are 10 essential steps to help you build a secure and prosperous financial future. 1. Define & Specify Your Financial Goals Start by setting specific, measurable goals. Whether it’s buying a home, saving for retirement, or building an emergency fund, […]