Have you ever wanted to place a trade, deposit a check, or withdraw money only to learn that the U.S. financial markets or your bank are closed for a holiday?
Or have you ever waited anxiously for pay-day and found out you’re going to get the money a day late because of a holiday?
To prevent this from happening again, we’ve created a list of market and bank holidays along with the next date on which they will be observed for you to bookmark for the rest of this year and prepare for 2026!
NOTE: Market holidays do not always coincide with bank holidays, even if the lists may appear identical at first glance.
MARKET HOLIDAYS: A non-weekend day on which the U.S. financial markets are closed.
New Year’s Day – January 1, 2026
Martin Luther King, Jr. Day – January 19, 2026
Washington’s Birthday – February 16, 2026
Good Friday – April 3, 2026
Memorial Day – May 25, 2026
Juneteenth National Independence Day – June 19, 2026
Independence Day – July 3, 2026 (observed)
Labor Day – September 7, 2026
Columbus Day – October 12, 2026*
Veterans Day – November 11, 2026*
Thanksgiving Day – November 26, 2026
Christmas Day – December 25, 2026
*Bond market is closed while the stock marker remains open.
BANK HOLIDAYS: A non-weekend day which most commercial banks and savings institutions are closed to the public. While all Federal Banks and branches are closed, it is important to know that not every bank observes the holidays below; so, be sure to check your bank’s holiday schedule.
New Year’s Day – January 1, 2026
Martin Luther King, Jr. Day – January 19, 2026
Washington’s Birthday – February 16, 2026
Memorial Day – May 25, 2026
Juneteenth National Independence Day – June 19, 2026
Independence Day – July 3, 2026 (observed)
Labor Day – September 7, 2026
Columbus Day – October 12, 2026
Veterans Day – November 11, 2026
Thanksgiving Day – November 26, 2026
Christmas Day – December 25, 2026
The Bottom Line:
When we invest our cash in the stock market or deposit money into a bank account for safekeeping, we’d probably like to think that we have full control over that money at all times. However, market and bank holidays, along with regular scheduled business hours, may temporarily restrict some of that freedom.
The key is to be informed and prepared, so you’ll never feel like you’re limited in accessing your money. You know that most bank branches close at 5 PM, so you’re not going to go there at 10 PM expecting to deposit a check. In the same way, you can be prepared for bank and market holidays.
